There are 27 insurers offering Medicare Supplement insurance in West Virginia. Medicare plans help you pay the coverage gaps in Original Medicare (Part A and B) Frequently referred to as Medigap, standardized plans cover deductibles, copayments and coinsurances at varying levels to meet different needs.
What You Must Know about Medicare Supplements in West Virginia
If you’re not familiar with West Virginia Medicare Supplement insurance, and how it protects you from massive doctor and hospital bills, read our Medicare Supplement information page. All Medicare Supplements available in West Virginia are standardized by the State Board of Insurance. We offer a complete overview of all West Virginia Medigap plans and their benefits.
Medicare Supplements vs. Medicare Advantage
Medicare Supplements offer freedom of choice. This freedom comes at a price, and premiums are increasing. That’s why there’s Medicare Advantage. West Virginia Medicare Advantage (MA) plans are private health insurance that replace the coverage provided by Original Medicare.
As with most other financial decisions, there are trade-offs. Most importantly your choice in healthcare providers, which most Medicare Advantage plans restrict to their network of providers. That said, the big advantages are additional benefits, like prescriptions, dental, hearing, and vision that are not covered by Original Medicare.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in West Virginia.
West Virginia Medicare Part D Plans (Rx)
While you’re comparing West Virginia Medicare Supplements, it’s a good idea to shop for a Medicare Part D Plan (PDP), too. Medicare does not cover prescriptions, nor do Medigap plans. We make shopping easy with our complete catalog of 2018 Medicare Part D Plans in West Virginia.
Medicare Supplement Eligability
You can apply for a West Virginia Medicare Supplement if you are:
- A West Virginia resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Mercer, Wyoming, Mcdowell, Mingo, Greenbrier, Monroe, Pocahontas, Summers, Fayette, Kanawha, Roane, Raleigh, Boone, Putnam, Clay, Logan, Nicholas, Mason, Jackson, Calhoun, Gilmer, Berkeley, Jefferson, Morgan, Hampshire, Lincoln, Cabell, Wayne, Ohio, Brooke, Marshall, Hancock, Wood, Pleasants, Wirt, Tyler, Ritchie, Wetzel, Upshur, Webster, Randolph, Barbour, Tucker, Harrison, Lewis, Braxton, Doddridge, Taylor, Preston, Monongalia, Marion, Grant, Mineral, Hardy, Pendleton, and most rural areas of West Virginia.
Rates shown are samples from within West Virginia for comparison purposes only. This page was last updated on 9/24/2017.