There are 27 insurers offering Medicare Supplement insurance in Virginia. Medicare plans help you pay the coverage gaps in Original Medicare (Part A and B) Also known as Medigap, available policies cover a range of costs, including deductibles, copayments and coinsurances.
What You Must Know about Medicare Supplements in Virginia
If this is your first time considering a Medicare Supplement in Virginia, and you’re not exact sure which plan to choose, read our Medicare Supplement Plan information page. It’s important to know that all lettered plans are standardized, but the monthly premiums are not. We offer a complete overview of all Virginia Medigap plans and their benefits.
Medicare Supplements vs. Medicare Advantage
Comprehensive Medicare Supplements are expensive and premiums are going up. If you can afford a supplement it’s the best choice. If not, there’s Medicare Advantage. Virginia Medicare Advantage (MA) plans are private health insurance that replace the coverage provided by Original Medicare.
The advantage of these plans is cost and additional benefits. Most MA plans offer Medicare Part D coverage for your prescriptions, and some offer dental, vision and hearing benefits. The disadvantage is choice, because you may be restricted to using healthcare providers in a plan’s network.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Virginia.
Virginia Medicare Part D Plans (Rx)
Don’t forget that Original Medicare and a Virginia Medicare Supplement do not cover prescriptions. For this you need a Medicare Part D plan (PDP). We offer the complete catalog of 2018 Medicare Part D Plans in Virginia.
Medicare Supplement Eligability
You can apply for a Virginia Medicare Supplement if you are:
- A Virginia resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Loudoun, Culpeper, Manassas City, Prince William, Manassas Park City, Fauquier, Fairfax, Clarke, Fairfax City, Falls Church City, Stafford, Arlington, Alexandria City, Fredericksburg City, Spotsylvania, Caroline, Northumberland, Orange, Essex, Westmoreland, King George, Richmond, Lancaster, Winchester City, Frederick, Warren, Rappahannock, Shenandoah, Page, Madison, Harrisonburg City, Rockingham, Augusta, Albemarle, Charlottesville City, Nelson, Greene, Fluvanna, Waynesboro City, Gloucester, Amelia, Buckingham, Hanover, King William, New Kent, Goochland, Mathews, King And Queen, Louisa, Cumberland, Charles City, Middlesex, Henrico, James City, York, Chesterfield, Powhatan, Richmond City, Williamsburg City, Accomack, Isle Of Wight, Northampton, Chesapeake City, Suffolk City, Virginia Beach City, Norfolk City, Newport News City, Hampton City, Poquoson City, Portsmouth City, Prince George, Petersburg City, Brunswick, Dinwiddie, Nottoway, Southampton, Colonial Heights City, Surry, Greensville, Franklin City, Hopewell City, Sussex, Prince Edward, Mecklenburg, Charlotte, Lunenburg, Appomattox, Roanoke City, Roanoke, Botetourt, Patrick, Henry, Pulaski, Montgomery, Franklin, Pittsylvania, Floyd, Giles, Bedford, Martinsville City, Craig, Radford, Salem, Bristol City, Washington, Wise, Dickenson, Lee, Russell, Buchanan, Scott, Norton City, Grayson, Smyth, Wythe, Bland, Tazewell, Carroll, Galax City, Staunton City, Bath, Highland, Rockbridge, Buena Vista City, Alleghany, Covington City, Lexington City, Lynchburg City, Campbell, Halifax, Amherst, Danville City, Emporia City, Clifton Forge, South Boston City, and most rural areas of Virginia.
Rates shown are samples from within Virginia for comparison purposes only. This page was last updated on 9/24/2017.