30 companies offer Medicare Supplements in Tennessee. Supplemental Medicare plans cover the gaps in your Medicare Part A (hospital) and Medicare Part B (doctor) health insurance. Commonly called Medigap plans, because they cover the gaps, you can choose the level of deductible, copayment and coinsurance coverage you want.
What You Must Know about Medicare Supplements in Tennessee
If you’re not familiar with Tennessee Medicare Supplement insurance, and how it protects you from massive doctor and hospital bills, read our Medicare Supplement information page. All Medicare Supplements available in Tennessee are standardized by the State Board of Insurance. We offer a complete overview of all Tennessee Medigap plans and their benefits.
Medicare Supplements vs. Medicare Advantage
If you can’t afford a Medicare Supplement there is another option. It’s called Medicare Advantage. When you enroll in a Tennessee Medicare Advantage (MA) plan your healthcare is covered through private insurance.
The advantage of these plans is cost and additional benefits. Most MA plans offer Medicare Part D coverage for your prescriptions, and some offer dental, vision and hearing benefits. The disadvantage is choice, because you may be restricted to using healthcare providers in a plan’s network.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Tennessee.
Tennessee Medicare Part D Plans (Rx)
Don’t forget that Original Medicare and a Tennessee Medicare Supplement do not cover prescriptions. For this you need a Medicare Part D plan (PDP). We offer the complete catalog of 2018 Medicare Part D Plans in Tennessee.
Medicare Supplement Eligability
You can apply for a Tennessee Medicare Supplement if you are:
- A Tennessee resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Robertson, Davidson, Dekalb, Williamson, Cheatham, Cannon, Coffee, Marshall, Bedford, Sumner, Stewart, Hickman, Dickson, Smith, Rutherford, Montgomery, Houston, Wilson, Trousdale, Humphreys, Macon, Perry, Warren, Lincoln, Maury, Grundy, Hamilton, Mcminn, Franklin, Polk, Bradley, Monroe, Rhea, Meigs, Sequatchie, Marion, Moore, Bledsoe, Shelby, Washington, Greene, Sullivan, Johnson, Hawkins, Carter, Unicoi, Blount, Anderson, Claiborne, Grainger, Cocke, Campbell, Morgan, Knox, Cumberland, Jefferson, Scott, Sevier, Loudon, Roane, Hancock, Hamblen, Union, Crockett, Tipton, Dyer, Hardeman, Fayette, Haywood, Lauderdale, Lake, Carroll, Benton, Henry, Weakley, Obion, Gibson, Madison, Mcnairy, Decatur, Hardin, Henderson, Chester, Wayne, Giles, Lawrence, Lewis, Putnam, Fentress, Overton, Pickett, Clay, White, Jackson, Van Buren, and most rural areas of Tennessee.
Rates shown are samples from within Tennessee for comparison purposes only. This page was last updated on 9/24/2017.