There are 38 insurers offering Medicare Supplement insurance in North Carolina. Medicare plans help you pay the coverage gaps in Original Medicare (Part A and B) Also known as Medigap, available policies cover a range of costs, including deductibles, copayments and coinsurances.
What You Must Know about Medicare Supplements in North Carolina
If you are not yet versed in the Medicare Supplements available in North Carolina, or how they cover your healthcare costs, read our Medicare Supplemental Insurance page. It’s important to know that all lettered plans are standardized, but the monthly premiums are not. Our goal is to give you a complete run down on all North Carolina carriers, policies and benefits.
Medicare Supplements vs. Medicare Advantage
Medicare Supplements offer freedom of choice. This freedom comes at a price, and premiums are increasing. That’s why there’s Medicare Advantage. A North Carolina Medicare Advantage (MA) plan protects you from big healthcare bills and may provide additional options that Original Medicare does not.
As with most other financial decisions, there are trade-offs. Most importantly your choice in healthcare providers, which most Medicare Advantage plans restrict to their network of providers. That said, the big advantages are additional benefits, like prescriptions, dental, hearing, and vision that are not covered by Original Medicare.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in North Carolina.
North Carolina Medicare Part D Plans (Rx)
While you’re comparing North Carolina Medicare Supplements, it’s a good idea to shop for a Medicare Part D Plan (PDP), too. Medicare does not cover prescriptions, nor do Medigap plans. We make shopping easy with our complete catalog of 2018 Medicare Part D Plans in North Carolina.
Medicare Supplement Eligability
You can apply for a North Carolina Medicare Supplement if you are:
- A North Carolina resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Davie, Surry, Forsyth, Yadkin, Rowan, Stokes, Rockingham, Alamance, Randolph, Chatham, Montgomery, Caswell, Guilford, Orange, Lee, Davidson, Moore, Person, Harnett, Wake, Durham, Johnston, Granville, Franklin, Wayne, Vance, Warren, Nash, Edgecombe, Bertie, Beaufort, Pitt, Wilson, Hertford, Northampton, Halifax, Hyde, Martin, Greene, Pasquotank, Dare, Currituck, Perquimans, Camden, Tyrrell, Gates, Washington, Chowan, Stanly, Gaston, Anson, Iredell, Cleveland, Rutherford, Cabarrus, Mecklenburg, Lincoln, Union, Cumberland, Sampson, Robeson, Bladen, Duplin, Richmond, Scotland, Hoke, New Hanover, Brunswick, Pender, Columbus, Onslow, Lenoir, Pamlico, Carteret, Craven, Jones, Catawba, Avery, Watauga, Wilkes, Caldwell, Burke, Ashe, Alleghany, Alexander, Buncombe, Swain, Mitchell, Jackson, Transylvania, Henderson, Yancey, Haywood, Polk, Graham, Macon, Mcdowell, Madison, Cherokee, Clay, and most rural areas of North Carolina.
Rates shown are samples from within North Carolina for comparison purposes only. This page was last updated on 9/24/2017.