There are 26 insurers offering Medicare Supplement insurance in Kentucky. Medicare plans help you pay the coverage gaps in Original Medicare (Part A and B) Frequently referred to as Medigap, standardized plans cover deductibles, copayments and coinsurances at varying levels to meet different needs.
What You Must Know about Medicare Supplements in Kentucky
If this is your first time considering a Medicare Supplement in Kentucky, and you’re not exact sure which plan to choose, read our Medicare Supplement Plan information page. It’s important to know that all lettered plans are standardized, but the monthly premiums are not. We offer a complete overview of all Kentucky Medigap plans and their benefits.
Medicare Supplements vs. Medicare Advantage
If you can’t afford a Medicare Supplement there is another option. It’s called Medicare Advantage. Kentucky Medicare Advantage (MA) plans are private health insurance that replace the coverage provided by Original Medicare.
As with most other financial decisions, there are trade-offs. Most importantly your choice in healthcare providers, which most Medicare Advantage plans restrict to their network of providers. That said, the big advantages are additional benefits, like prescriptions, dental, hearing, and vision that are not covered by Original Medicare.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Kentucky.
Kentucky Medicare Part D Plans (Rx)
While you’re comparing Kentucky Medicare Supplements, it’s a good idea to shop for a Medicare Part D Plan (PDP), too. Medicare does not cover prescriptions, nor do Medigap plans. We make shopping easy with our complete catalog of 2018 Medicare Part D Plans in Kentucky.
Medicare Supplement Eligability
You can apply for a Kentucky Medicare Supplement if you are:
- A Kentucky resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Shelby, Nelson, Trimble, Henry, Marion, Oldham, Jefferson, Washington, Spencer, Bullitt, Meade, Breckinridge, Grayson, Hardin, Mercer, Nicholas, Powell, Rowan, Menifee, Scott, Bath, Estill, Montgomery, Jessamine, Anderson, Woodford, Bourbon, Owen, Madison, Clark, Jackson, Rockcastle, Garrard, Lincoln, Boyle, Fayette, Franklin, Whitley, Laurel, Knox, Harlan, Leslie, Bell, Letcher, Clay, Perry, Campbell, Bracken, Harrison, Boone, Pendleton, Carroll, Grant, Kenton, Mason, Fleming, Gallatin, Robertson, Boyd, Greenup, Lawrence, Carter, Lewis, Elliott, Martin, Johnson, Wolfe, Breathitt, Lee, Owsley, Morgan, Magoffin, Pike, Floyd, Knott, Mccracken, Calloway, Carlisle, Ballard, Marshall, Graves, Livingston, Hickman, Crittenden, Lyon, Fulton, Warren, Allen, Barren, Metcalfe, Monroe, Simpson, Edmonson, Butler, Logan, Todd, Trigg, Christian, Daviess, Ohio, Muhlenberg, Mclean, Hancock, Henderson, Webster, Hopkins, Caldwell, Union, Pulaski, Casey, Clinton, Russell, Mccreary, Wayne, Hart, Adair, Larue, Cumberland, Taylor, Green, and most rural areas of Kentucky.
Rates shown are samples from within Kentucky for comparison purposes only. This page was last updated on 9/24/2017.