Iowa seniors can choose from any of the 40 companies selling Medicare Supplement insurance. Medicare plans help you pay the portion of Part A and Part B that Original Medicare does not cover. Also known as Medigap, available policies cover a range of costs, including deductibles, copayments and coinsurances.
What You Must Know about Medicare Supplements in Iowa
If you are not yet versed in the Medicare Supplements available in Iowa, or how they cover your healthcare costs, read our Medicare Supplemental Insurance page. It’s important to know that all lettered plans are standardized, but the monthly premiums are not. Our goal is to give you a complete run down on all Iowa carriers, policies and benefits.
Medicare Supplements vs. Medicare Advantage
If you can’t afford a Medicare Supplement there is another option. It’s called Medicare Advantage. A Iowa Medicare Advantage (MA) plan protects you from big healthcare bills and may provide additional options that Original Medicare does not.
The big advantage offered by these plans are additional benefits, such as prescriptions, dental, vision and hearing, and the monthly premiums. However, which these advantages come some restrictions. Most importantly, choice of doctors.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Iowa.
Iowa Medicare Part D Plans (Rx)
A Iowa Medicare Supplement does not cover your prescription drugs. For this you need a Medicare Part D Plan (PDP). You can review the complete list of 2018 Medicare Part D Plans in Iowa.
Medicare Supplement Eligability
You can apply for a Iowa Medicare Supplement if you are:
- A Iowa resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Warren, Adair, Dallas, Marshall, Hardin, Polk, Wayne, Story, Cass, Audubon, Guthrie, Mahaska, Jasper, Boone, Madison, Hamilton, Franklin, Marion, Lucas, Greene, Carroll, Decatur, Wright, Ringgold, Keokuk, Poweshiek, Union, Monroe, Tama, Clarke, Cerro Gordo, Hancock, Winnebago, Mitchell, Worth, Floyd, Kossuth, Howard, Webster, Buena Vista, Emmet, Palo Alto, Humboldt, Sac, Calhoun, Pocahontas, Butler, Chickasaw, Fayette, Buchanan, Grundy, Black Hawk, Bremer, Delaware, Taylor, Adams, Montgomery, Plymouth, Sioux, Woodbury, Cherokee, Ida, Obrien, Monona, Clay, Lyon, Osceola, Dickinson, Crawford, Shelby, Pottawattamie, Harrison, Mills, Page, Fremont, Dubuque, Jackson, Clinton, Clayton, Winneshiek, Allamakee, Washington, Linn, Iowa, Jones, Benton, Cedar, Johnson, Wapello, Jefferson, Van Buren, Davis, Appanoose, Des Moines, Lee, Henry, Louisa, Muscatine, Scott, and most rural areas of Iowa.
Rates shown are samples from within Iowa for comparison purposes only. This page was last updated on 9/24/2017.