There are 39 insurers offering Medicare Supplement insurance in Illinois. Medicare plans help you pay the coverage gaps in Original Medicare (Part A and B) Commonly called Medigap plans, because they cover the gaps, you can choose the level of deductible, copayment and coinsurance coverage you want.
What You Must Know about Medicare Supplements in Illinois
If you are not yet versed in the Medicare Supplements available in Illinois, or how they cover your healthcare costs, read our Medicare Supplemental Insurance page. All Medicare Supplements available in Illinois are standardized by the State Board of Insurance. Our goal is to show you all available information about each type of Illinois Medigap plan.
Medicare Supplements vs. Medicare Advantage
Comprehensive Medicare Supplements are expensive and premiums are going up. If you can afford a supplement it’s the best choice. If not, there’s Medicare Advantage. A Illinois Medicare Advantage (MA) plan protects you from big healthcare bills and may provide additional options that Original Medicare does not.
The advantage of these plans is cost and additional benefits. Most MA plans offer Medicare Part D coverage for your prescriptions, and some offer dental, vision and hearing benefits. The disadvantage is choice, because you may be restricted to using healthcare providers in a plan’s network.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Illinois.
Illinois Medicare Part D Plans (Rx)
Don’t forget that Original Medicare and a Illinois Medicare Supplement do not cover prescriptions. For this you need a Medicare Part D plan (PDP). We offer the complete catalog of 2018 Medicare Part D Plans in Illinois.
Medicare Supplement Eligability
You can apply for a Illinois Medicare Supplement if you are:
- A Illinois resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Mchenry, Lake, Cook, Dupage, Kane, Dekalb, Ogle, Will, Grundy, Livingston, La Salle, Kendall, Lee, Kankakee, Iroquois, Ford, Vermilion, Champaign, Jo Daviess, Boone, Stephenson, Carroll, Winnebago, Whiteside, Rock Island, Mercer, Henry, Bureau, Putnam, Marshall, Knox, Mcdonough, Fulton, Warren, Henderson, Stark, Hancock, Peoria, Schuyler, Woodford, Mason, Tazewell, Mclean, Logan, Dewitt, Macon, Piatt, Douglas, Coles, Moultrie, Edgar, Shelby, Madison, Calhoun, Macoupin, Fayette, Montgomery, Greene, Jersey, Saint Clair, Christian, Bond, Washington, Clinton, Randolph, Monroe, Perry, Adams, Pike, Brown, Effingham, Wabash, Crawford, Lawrence, Richland, Clark, Cumberland, Jasper, Clay, Wayne, Edwards, Sangamon, Morgan, Scott, Cass, Menard, Marion, Jefferson, Franklin, Hamilton, White, Williamson, Gallatin, Jackson, Union, Johnson, Massac, Alexander, Saline, Hardin, Pope, Pulaski, and most rural areas of Illinois.
Rates shown are samples from within Illinois for comparison purposes only. This page was last updated on 9/24/2017.