8 companies offer Medicare Supplements in Washington D.C.. Supplemental Medicare plans cover the gaps in your Medicare Part A (hospital) and Medicare Part B (doctor) health insurance. Commonly called Medigap plans, because they cover the gaps, you can choose the level of deductible, copayment and coinsurance coverage you want.
What You Must Know about Medicare Supplements in Washington D.C.
If this is your first time considering a Medicare Supplement in Washington D.C., and you’re not exact sure which plan to choose, read our Medicare Supplement Plan information page. It’s important to know that all lettered plans are standardized, but the monthly premiums are not. Our goal is to give you a complete run down on all Washington D.C. carriers, policies and benefits.
Medicare Supplements vs. Medicare Advantage
Medicare Supplements offer freedom of choice. This freedom comes at a price, and premiums are increasing. That’s why there’s Medicare Advantage. Washington D.C. Medicare Advantage (MA) plans are private health insurance that replace the coverage provided by Original Medicare.
The advantage of these plans is cost and additional benefits. Most MA plans offer Medicare Part D coverage for your prescriptions, and some offer dental, vision and hearing benefits. The disadvantage is choice, because you may be restricted to using healthcare providers in a plan’s network.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Washington D.C..
Washington D.C. Medicare Part D Plans (Rx)
Don’t forget that Original Medicare and a Washington D.C. Medicare Supplement do not cover prescriptions. For this you need a Medicare Part D plan (PDP). We offer the complete catalog of 2018 Medicare Part D Plans in Washington D.C..
Medicare Supplement Eligability
You can apply for a Washington D.C. Medicare Supplement if you are:
- A Washington D.C. resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: District of Columbia, and most rural areas of Washington D.C..
Rates shown are samples from within Washington D.C. for comparison purposes only. This page was last updated on 9/24/2017.