Arizona seniors can choose from any of the 34 companies selling Medicare Supplement insurance. Medicare plans help you pay the portion of Part A and Part B that Original Medicare does not cover. Commonly called Medigap plans, because they cover the gaps, you can choose the level of deductible, copayment and coinsurance coverage you want.
What You Must Know about Medicare Supplements in Arizona
If you’re not familiar with Arizona Medicare Supplement insurance, and how it protects you from massive doctor and hospital bills, read our Medicare Supplement information page. It’s important to know that all lettered plans are standardized, but the monthly premiums are not. We offer a complete overview of all Arizona Medigap plans and their benefits.
Medicare Supplements vs. Medicare Advantage
If you can’t afford a Medicare Supplement there is another option. It’s called Medicare Advantage. A Arizona Medicare Advantage (MA) plan protects you from big healthcare bills and may provide additional options that Original Medicare does not.
The advantage of these plans is cost and additional benefits. Most MA plans offer Medicare Part D coverage for your prescriptions, and some offer dental, vision and hearing benefits. The disadvantage is choice, because you may be restricted to using healthcare providers in a plan’s network.
The important thing to know about every Medicare Advantage plan is that they limit your Maximum Out-of-Pocket (MOOP) expense to a maximum of $6,700 per year. That makes them worth comparing to Medicare Supplements. We have the complete catalog of 2018 Medicare Advantage Plans available in Arizona.
Arizona Medicare Part D Plans (Rx)
Don’t forget that Original Medicare and a Arizona Medicare Supplement do not cover prescriptions. For this you need a Medicare Part D plan (PDP). We offer the complete catalog of 2018 Medicare Part D Plans in Arizona.
Medicare Supplement Eligability
You can apply for a Arizona Medicare Supplement if you are:
- A Arizona resident,
- Enrolled in both Medicare Part A and Part B, and
- You are 65 years old or older.
Supplemental plans are available in the following counties: Maricopa, Pinal, Gila, Pima, Yavapai, La Paz, Yuma, Mohave, Graham, Greenlee, Cochise, Santa Cruz, Navajo, Apache, Coconino, and most rural areas of Arizona.
Rates shown are samples from within Arizona for comparison purposes only. This page was last updated on 9/24/2017.